Q. What is an Auto Title Loan?

A. An Auto Title Loan is a short term loan against your motor vehicle title. We loan on Cars, Trucks, Motorcycles, RV’s and Commercial Vehicles.

Q. Are there any year or mileage limits on my motor vehicle?

A. No. There are no year or mileage limits.

Q. What if I have bad credit?

A. Your credit history is not an important part of our customer evaluation.

Q. Does my vehicle need to be paid for?

A. No, while it is easier when your motor vehicle is paid for, we can pay off your existing loan and issue you a new loan.

Q. Do I need an Arizona Certificate of Title?

A. All Arizona lenders require an Arizona title. Converting an out of state title to an Arizona title is easy to do. We can assist you!

Q. How long does it take to get my money?

A. In most cases 30 minutes or less.

Q. How are my Title Loan funds issued?

A. We give you a check from a local bank. Often we can cash the check for you.

Q. Do I need an appointment?

A. No appointment is needed; loan processors are always available to assist you during normal business hours.

Q. What if I am not currently employed, self employed or do not receive a regular paycheck?

A. We may still be able to help you, just call us.

Q. What if I live with someone else?

A. We would like to see some recent mail that has been sent to your current place of residence with your name on it.

Q. What if I become late on my payment?

A. It is very important to keep in communication with the Cash Time store that made your loan; we will always try to help.

Q. Can I make my a payment after hours?

A. Yes! You can either make your payment in the drop box at your store location or to your stores money gram account. Click here for your Money Gram Store Info After hours payments will be credited to your account the next business day.

Q. What if I am not able to pay-off my loan by the end of my contract?

A. Just call us, we are always willing to help.

Q. What will my payment schedule be?

A. It will be bi-weekly, semi-monthly or monthly.

Q. How long is the loan?

A. It depends on your payment schedule.